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CDs Rates effective as of March 22, 2023
| Term |
Interest Rate
|
APY | |
|
60 Day*
91 Day*
|
0.50%
1.00%
|
0.50%
1.00%
|
|
| 182 Day* | 1.50% | 1.51% | |
| 1 Year* | 2.00% | 2.02% | |
|
18 Month**
|
2.00%
|
2.02%
|
|
| 30 Month** | 2.25% | 2.27% | |
| 48 Month** 60 Month** |
2.35% 2.45% |
2.38%
2.48%
|
FDIC Insured
APY = Annual Percentage Yield
Interest payments are made according to customer preference: add back to the face value, receive a monthly check, or deposited to a checking or savings account
PENALTY FOR EARLY WITHDRAWAL
RATES SUBJECT TO CHANGE WITHOUT NOTICE
IRAs
| Term | Interest Rate | APY |
| 18 Month Fixed | 2.00% | 2.02% |
| 18 Month Variable* | 1.50% | 1.51% |
*This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.
First National Bank offers Traditional and Roth IRA's to help in your retirement needs.
Minimum Deposit = $100.00
Compounded Daily
PENALTY FOR EARLY WITHDRAWAL
To open an account, contact any of our account Representatives and they will explain the nature of these accounts in more detail, and help you complete the forms necessary to establish your account.
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000, per depositor, per insured bank, for each account ownership category.
